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Life Insurance
Life Insurance & Estate Planning Provide Financial Security and Protection

Life insurance has come a long way since the days when it was known as burial insurance and used mainly to pay for funeral expenses. Today, life insurance is a crucial part of many estate plans.

Business Insurance Succession Planning & Risk Management

If you’re a small business owner, you face many challenges in growing your company. Key employee life and disability insurance coverage can help make sure your business prospers.

House Insurance
Mortgage Protection Insurance Get a quote and apply online today.

Homeowners insurance policies are written individually, typically at the time you purchase a home.  Mortgage protection insurance will cover your mortgage in the event of your death.

Custom Insurance Solutions & Strategies! Not only do we compare quotes from top rated carriers, we package solutions that meet your business strategy goals and estate preservation needs. Our Industry experts can assist you with leveraging the most current and competitive insurance strategies, manage risks and increase your bottom line profits.

Life Insurance

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Small Business Insurance

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Travel Insurance

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Car Insurance

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Pet Insurance

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Home Insurance

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About Us

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Our Master Skills

Universal Life Insurance Quotes Free personalized quotes for you and your family, business succession planning or mortgage protection. We compete so you don't have to.

Serving Your Insurance Needs Our team of licensed agents is experienced in creating personal and commercial policies.

Nicholas Fernandez

Nicholas Fernandez LIFE INSURANCE

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Isabelle Harvey

Isabelle Harvey HOME INSURANCE

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Kyle Hamilton

Kyle Hamilton BUSINESS INSURANCE

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Johnathan Smith

Johnathan Smith CAR INSURANCE

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Universal Life Insurance Companies:

Frequently Asked Insurance Questions If you would like to discuss your insurance questions with us directly, give us a call at (800) 985-9144.

Why should I consider life insurance?

At some point in your life, you’ll probably be faced with the question of whether you need life insurance. Life insurance is a way to protect your loved ones financially after you die and your income stops. The answer to whether you need life insurance depends on your personal and financial circumstances. Read more about how to decide which life insurance type to consider.

What Is a Buy-Sell Agreement?

Buy-sell agreements are very important planning tools that can accomplish many things for a business with two or more owners. Sometimes referred to as a prenuptial or premarital agreement among business owners, a business continuation agreement, a stock purchase agreement, or a buyout agreement, a buy-sell is a legally binding contract that establishes when, to whom, and at what price an owner, partner, or shareholder can sell his or her interest in a business.

How to compare life insurance policies?

Like anyone else, you want a life insurance policy that meets your needs and budget. But how do you find the right policy when there are so many to choose from and many of them seem so similar? The key is knowing how to compare policies and evaluate the results. Click Here to read more about how to compare life insurance policies.

What is Universal Life Insurance?

Universal life insurance is a type of permanent life insurance that allows policyowners to decide how much premium to pay (so long as stated minimum costs are met), when to pay premiums, how much the death benefit will be, and more. Learning about the following features of a universal life insurance policy will help you decide whether this is the right coverage for your situation.  Read more about Universal Life Policies and benefits.